The Ghost Is Already
In Your System.

We find money that is already yours but hasn't been collected. Specifically, we run a 100% forensic audit of your transaction and settlement data — every record, not a sample — and identify the capital that drifted silently between your payment rails and your ledger close. We quantify it in dollars, map the root cause, and hand you a structured recovery roadmap. In eleven years across three continents, the amount has never been zero.

No — and this distinction matters. Fraud is deliberate. What we find is not. Settlement drift happens because of process gaps, system configurations, reconciliation timing, and integration exceptions that your existing controls were never designed to catch. No one did anything wrong. Capital simply moved through a gap in your methodology and never came back. That is a different problem — and a different solution — from fraud investigation.

Because auditors and forensic analysts have completely different objectives. Your auditor confirmed that your records are compliant — that the numbers tie out. That is their job and they did it. What they did not do — and were not hired to do — is check 100% of your transaction population for settlement drift. They sampled 5%. We examine everything. A clean audit report and unrecovered capital can coexist in the same business. They frequently do.

There is no upfront cost. Ever. We charge a percentage of what we find and you confirm recovering — agreed before the engagement begins. If we find nothing, you pay nothing. The engagement funds itself entirely from the capital we return to your business. This structure is deliberate: it means our success is directly tied to yours, and you carry zero financial risk to find out whether the ghost is in your system.

It depends on your payment environment and the scope we agree on during the initial 5-minute briefing. At a minimum we typically need read-only access to your transaction records, settlement files, and reconciliation data for the period under review. We work under a signed NDA before any data is shared. We do not require system access, we do not touch your live environment, and we do not disrupt your team's daily operations.

For qualifying engagements, we deliver an initial recovery roadmap within 48 hours of receiving the data. The 5-minute briefing call takes five minutes. The NDA turnaround is typically same-day. From the moment you decide to proceed to the moment you have findings in your hands — the entire process can move in under a week. We are not a firm that disappears for three months and sends a report. The 48-hour commitment is a standard, not a pitch.

No. We work independently and in parallel with your existing team — not through them. We do not require internal resources to run the analysis, we do not sit in on your month-end close, and we do not ask your controllers to stop what they are doing to support us. ADS complements your finance, audit, and operations teams. When we deliver findings, it is additive information — something they can act on, not something that replaces their work.

Two things happen. First, we pay you $500 — that is our Certainty Guarantee, and it has never been triggered in eleven years. Second, you walk away with independent verification that your settlement controls are performing as intended. That is a legitimate and valuable outcome. Strong financial governance is built on verification, not assumption. Knowing the ghost is not in your system is worth knowing. But in eleven years — the number has never been zero.